WEBSITE TERMS OF SERVICE
Last Updated: June 7, 2026
Welcome to the website of Missing Piece Financials LLC. This website is maintained by Missing Piece Financials LLC as a service to visitors, prospective clients, and clients. We know it is tempting to skip these Terms of Service, but it is important that we set clear expectations about what you can expect from us as you use our website and what we expect from you.
Besides these Terms of Service, we also maintain a Privacy Policy. The Privacy Policy is incorporated into these Terms of Service, and we encourage you to read it to better understand how we collect, use, and protect personal information.
By using this website, you agree to comply with and be bound by these Terms of Service. Please review these Terms of Service carefully. If you do not agree to these Terms of Service, you should not use this website.
1. Agreement
These Terms of Service specify the terms and conditions for access to and use of www.missingpiecefinancials.com and describe the terms and conditions applicable to your access to and use of the website and any online services or resources available through the website.
The website is operated by Missing Piece Financials LLC. Throughout the website, the terms “we,” “us,” and “our” refer to Missing Piece Financials LLC. Missing Piece Financials LLC provides bookkeeping, outsourced accounting, fractional controllership, financial and accounting operations, and related consulting services. The website, including all information, tools, and services available from the website, is offered to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.
By visiting the website, you engage in using the website and agree to be bound by these Terms of Service, including those additional terms and conditions and policies referenced herein or available by hyperlink. These Terms of Service apply to all users of the website, including without limitation users who are browsers, prospective clients, clients, vendors, and contributors of feedback, testimonials, or reviews.
Any new features, materials, tools, or services added to the website shall also be subject to these Terms of Service.
We may modify these Terms of Service at any time by posting modified Terms of Service on the website. Any such modifications shall be effective immediately upon posting. You can view the most recent version of these Terms of Service at www.missingpiecefinancials.com. Each use by you shall constitute and be deemed your unconditional acceptance of these Terms of Service.
2. Privacy
Your visit to our website and use of any online services or resources are also governed by our Privacy Policy. Please review our Privacy Policy at www.missingpiecefinancials.com. These Terms of Service incorporate the terms of the Privacy Policy by reference.
By using our website, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any message or information you send to our website may be read or intercepted by others, even if there is a special notice that a particular transmission is encrypted.
3. Intended Audience
This website is intended for adults only. This website is not intended for anyone under the age of 18.
4. Site Use
We grant you a limited, revocable, nonexclusive license to use this website solely for your own personal or internal business informational purposes and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other unauthorized use. You agree to use this website only in accordance with these Terms of Service.
Use of this website is at the discretion of Missing Piece Financials LLC, and we may suspend or terminate your use of this website at any time.
5. No Professional Relationship Created by Website Use
The information provided on this website is for general informational purposes only. Your use of this website, submission of information through this website, or review of information available on this website does not create a client, advisory, fiduciary, accounting, tax, legal, employment, partnership, joint venture, or other professional relationship between you and Missing Piece Financials LLC.
Any engagement for fractional controller, bookkeeping, corporate governance consulting, or other services must be separately agreed to in a written agreement signed or otherwise accepted by Missing Piece Financials LLC.
The information on this website should not be relied upon as accounting, tax, legal, financial, investment, corporate governance, business, or other professional advice. You should consult with appropriate professional advisors regarding your specific circumstances.
6. Content
All text, graphics, images, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, business materials, service descriptions, and computer code, including but not limited to the design, structure, selection, coordination, expression, “look and feel,” and arrangement of such content contained on our website, are owned, controlled, or licensed by or to Missing Piece Financials LLC and are protected by trade dress, copyright, trademark, and other intellectual property rights and unfair competition laws.
Any copying, redistribution, use, or publication by you of any such content or any part of our website is prohibited except as expressly permitted in these Terms of Service. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of our website.
You may use information purposely made available by us for downloading from our website, provided that you:
· do not remove any proprietary notice language in any copies of such documents;
· use such information only for your personal or internal business informational purposes and do not copy or post such information on any networked computer or broadcast it in any media;
· make no modifications to any such information; and
· do not make any additional representations or warranties relating to such documents.
7. Online Services
Here’s a revised version that accounts for online booking and the possibility that booking may include payment processing:
While we strive to provide accurate service information, unintentional typographical errors, omissions, or inaccuracies may occur. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information, including without limitation information related to text, availability, service descriptions, scheduling, pricing, payment information, and website content, at any time without notice.
The website may allow users to schedule consultations, appointments, or other services through an online booking tool. The online booking process may require users to provide certain information and may, now or in the future, include payment functionality, deposits, fees, or other payment-related features. Any online booking, scheduling, payment, client portal, download, or other online service may be subject to additional terms and conditions, including the terms and privacy policies of any third-party service providers used to facilitate those services.
The website does not currently permit users to create accounts or register as users directly through the website unless made available through an online booking, payment, client portal, or other third-party service provider. We do not guarantee that any requested appointment, consultation, booking, or service is confirmed until accepted or confirmed by Missing Piece Financials LLC or its authorized service provider.
We reserve the right at any time to modify or discontinue the website or any online services or resources, including online booking, scheduling, payment functionality, client portals, downloads, or any part or content thereof, without notice at any time. We shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the website or any online services or resources.
8. Feedback, Reviews, and Other Submissions
The website does not permit users to upload or post comments or other content directly to the website, and the website does not allow users to interact with each other through email, chat, direct message, or similar user-to-user functionality. However, users may submit reviews, testimonials, comments, feedback, or other materials to us through channels we make available.
If you send us creative ideas, suggestions, proposals, plans, testimonials, service reviews, or other materials, whether online, by email, by postal mail, or otherwise, you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any such feedback, review, testimonial, or submission that you forward to us, subject to applicable law and our Privacy Policy. We are and shall be under no obligation to maintain any feedback in confidence, to pay compensation for any feedback, or to respond to any feedback.
You agree that your comments, reviews, testimonials, and other submissions will not violate any right of any third party, including copyright, trademark, privacy, personality, or other personal or proprietary right. You further agree that your submissions will not contain libelous or otherwise unlawful, abusive, obscene, false, misleading, or deceptive material, or contain any computer virus or other malware that could in any way affect the operation of our website. You may not use a false email address, pretend to be someone other than yourself, or otherwise mislead us or third parties as to the origin of any submission. You are solely responsible for any submissions you make and their accuracy.
We may remove, edit, or decline to post any review, testimonial, feedback, or other submission at our discretion.
9. Accuracy, Completeness, and Timeliness of Information
We are not responsible if information made available on our website is not accurate, complete, or current. The materials on the website are provided for general information only and should not be relied upon or used as the sole basis for making accounting, tax, legal, financial, investment, corporate governance, business, or other decisions without consulting primary, more accurate, more complete, or more timely sources of information and appropriate professional advisors. Any reliance on the materials on our website is at your own risk.
Our website may contain historical information. Historical information necessarily is not current and is provided for your reference only. We reserve the right to modify the contents of our website at any time, but we have no obligation to update any information on our website. You agree that it is your responsibility to monitor changes to our website.
10. Prohibited Uses
In addition to other prohibitions set forth in these Terms of Service, you are prohibited from using our website, content, or online services or resources:
· for any unlawful purpose;
· to solicit the performance of any illegal activity or other activity that infringes the rights of Missing Piece Financials LLC or others;
· to violate any international, federal, state, or local law, regulation, rule, or ordinance;
· to infringe upon or violate our intellectual property rights or the intellectual property rights of others;
· to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, disability, or any other protected status;
· to submit false or misleading information;
· to collect or track the personal information of others;
· to upload or transmit viruses, malware, or any other type of malicious code, or take any other action that will or may affect the functionality or operation of our website, content, online services or resources, any related website, other websites, or the internet;
· to spam, deep-link, robot, phish, pharm, pretext, spider, crawl, page scrape, or use any other automatic device, program, algorithm, methodology, or similar or equivalent manual process to access, acquire, copy, or monitor any portion of our website or content;
· to reproduce or circumvent the navigational structure or presentation of our website or content;
· to obtain or attempt to obtain any materials, documents, or information through any means not purposely made available through our website;
· to gain unauthorized access to any portion or feature of the website, or any other systems or networks connected to our website or to any Missing Piece Financials LLC server or service;
· to probe, scan, or test the vulnerability of our website or any network connected to our website, or to breach the security or authentication measures on our website or any network connected to our website;
· to exploit our website or information made available through our website in any way for the purpose of revealing any information, including personal identification or information, other than your own information as provided on our website; or
· to interfere with or circumvent the security features of our website, content, online services or resources, any related website, other websites, or the internet.
We reserve the right to terminate your use of our website, content, online services or resources, or any related website for violating any prohibited uses.
11. Click-Through Agreements
Before using certain areas, features, forms, portals, scheduling tools, or other online services on our website, you may be asked to indicate your acceptance of additional special terms and conditions by clicking a button marked “I Accept,” “I Agree,” “Okay,” “I Consent,” or other words or actions that similarly acknowledge your consent or acceptance of a click-through agreement. To the extent there is a conflict between these Terms of Service and any click-through agreement for the activity in which you choose to participate, the click-through agreement will govern for that activity.
12. Use of Site Information
Missing Piece Financials LLC reserves the right, and you authorize us, to use information regarding your website use and information provided by you in any manner consistent with our Privacy Policy.
13. Trademarks
Missing Piece Financials LLC, Missing Piece Financials, and other names, logos, product names, service names, designs, and slogans on the website may be trademarks or service marks of Missing Piece Financials LLC or its licensors. Other product and company names mentioned on this website may be trademarks of their respective owners. You may not use such marks without the prior written permission of Missing Piece Financials LLC or the applicable owner.
14. Compliance with Laws
You agree to comply with all applicable laws regarding your use of the website. You further agree that information provided by you is truthful and accurate to the best of your knowledge.
15. Warranties
We do not warrant that the quality of any services, information, or other material purchased, requested, or obtained by you will meet your expectations, or that any errors in the website or online services will be corrected. We do not guarantee, represent, or warrant that your use of the website or any online services will be uninterrupted, timely, secure, or error-free. Additionally, we do not warrant that the results that may be obtained from the use of the website or online services will be accurate or reliable.
By using our website, you understand and agree that our website and content are provided “as is” and “as available.” All content and information provided on our website is subject to change without notice. Neither Missing Piece Financials LLC, its affiliates, subsidiaries, employees, officers, members, managers, contractors, representatives, suppliers, advertisers, promotional partners, nor licensors provide any express or implied representation or warranty of any kind, including without limitation any representation or warranty that:
· our website or content, or any results that may be obtained by you, are complete, accurate, reliable, or non-infringing;
· access to our website will be uninterrupted, timely, secure, or error-free;
· the quality of any services, information, or other material purchased, requested, or obtained by you through our website will meet your expectations;
· the information, software, or other material available on or accessible through our website is free of viruses, worms, Trojan horses, or other harmful components; or
· content will remain unchanged or accessible on our website.
All warranties, express or implied, are disclaimed to the fullest extent permitted by law, including without limitation any warranty of merchantability, fitness for a particular purpose, and non-infringement of intellectual property. You understand and agree that Missing Piece Financials LLC will have no liability for any negligence or lack of due care in failing to protect the security of our website.
YOU AGREE THAT USE OF THIS WEBSITE IS AT YOUR SOLE RISK. MISSING PIECE FINANCIALS LLC DISCLAIMS ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW LIMITATIONS ON WARRANTIES, THIS LIMITATION MAY NOT APPLY TO YOU. YOUR SOLE AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE WEBSITE SHALL BE TO DISCONTINUE USING THE WEBSITE.
16. Limitation of Liability
UNDER NO CIRCUMSTANCES WILL MISSING PIECE FINANCIALS LLC BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, LITIGATION, OR THE LIKE, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO THE WEBSITE, YOUR WEBSITE USE, OR THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITE OR CONTENT IS TO CEASE ALL OF YOUR WEBSITE USE.
You may have additional rights under certain laws, including consumer laws, which do not allow the exclusion of implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in these Terms of Service that directly conflict with such laws may not apply to you.
17. Indemnification
You agree to indemnify, defend, and hold Missing Piece Financials LLC and its partners, employees, contractors, representatives, members, managers, officers, agents, affiliates, successors, and assigns harmless from any liability, loss, claim, demand, damages, and expense, including reasonable attorney fees, related to your violation of these Terms of Service or your use of our website.
18. Advertisers
Our website does not currently contain advertisements from third parties that are not affiliated with us. If our website later contains advertisements, the inclusion of advertisements on our website will not imply endorsement of the advertised products or services. Missing Piece Financials LLC shall not be responsible for any loss or damage of any kind incurred as a result of the presence of such advertisements on our website. Further, we shall not be responsible or liable for the statements or conduct of any third-party advertisers appearing on our website. You shall be solely responsible for any correspondence or transactions you have with any third-party advertisers.
19. Third-Party Links
Periodically, links may be established from the website to external websites or resources operated by third parties. We provide these links for your convenience only. In addition, certain third-party websites may provide links to the website. At no time shall any such inbound or outbound links be deemed to imply that Missing Piece Financials LLC endorses or approves the third-party websites or any content therein.
Missing Piece Financials LLC does not control and is not responsible or liable for, and does not make any representations or warranties concerning, any third-party websites or any content, advertising, products, or other materials on or available from such third-party websites. Access to any third-party websites is at your own risk. Missing Piece Financials LLC will have no liability arising out of or related to such third-party websites to the fullest extent permissible by applicable law.
Please review carefully the third party’s policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products or services should be directed to the third party.
Without limiting the foregoing, linking to the website is strictly prohibited absent express written permission from Missing Piece Financials LLC. In addition, framing, in-line linking, or other association of the website or its contents with links, advertisements, or other information not originating from the website is expressly prohibited.
20. Use of Site and Content Outside of the United States
Missing Piece Financials LLC makes no claims regarding access or use of our website or content outside of the United States. If you use or access our website or content outside of the United States, you do so at your own risk and are responsible for compliance with the laws and regulations of your jurisdiction as well as these Terms of Service.
21. User Interaction on Our Website and Social Media
Missing Piece Financials LLC may provide opportunities for user interaction on its social media profiles on sites such as Facebook, Instagram, LinkedIn, and other social media or blogging sites. On those social media profiles, content and links to other internet sites should not be construed as an endorsement of the organizations, entities, views, or content contained therein. Missing Piece Financials LLC is not responsible for content or links posted by others.
22. Copyrights and Copyright Agent
If you believe your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have otherwise been violated, please provide a notice containing all of the following information to our Copyright Agent:
· an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
· a description of the copyrighted work that you claim has been infringed;
· a description of where the material that you claim is infringing is located on the website;
· your address, telephone number, and email address;
· a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
· a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.
Our Copyright Agent for notice of claims of copyright infringement on the website may be reached as follows:
Missing Piece Financials LLC
Email: privacy@missingpiecefinancials.com
23. Dispute Resolution
Before initiating any formal dispute resolution proceeding, you and Missing Piece Financials LLC agree to first attempt to resolve any dispute, claim, or controversy arising out of or relating to the website, your use of the website, the content, or these Terms of Service through good-faith informal negotiations. Either party may begin informal negotiations by sending written notice describing the dispute and the requested resolution.
If the dispute is not resolved through informal negotiations, the parties may attempt to resolve the dispute through mediation or another mutually agreed informal dispute resolution process. If the dispute is not resolved through informal negotiations or mediation, either party may pursue arbitration or litigation as permitted by applicable law and any written agreement between the parties.
Nothing in this section prevents either party from seeking temporary, preliminary, or permanent injunctive relief or other equitable relief from a court of competent jurisdiction where necessary to protect intellectual property, confidential information, data security, or other rights that may be irreparably harmed.
24. Applicable Law and Venue
You agree that the laws of the State of Wisconsin, without regard to conflicts of laws provisions, will govern these Terms of Service and any dispute that may arise between you and Missing Piece Financials LLC or its affiliates. Suit, if any, must be brought exclusively within the courts of the State of Wisconsin, unless otherwise required by applicable law. You agree to submit to the jurisdiction of the courts located in the State of Wisconsin.
YOU AGREE THAT, REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE, ANY SERVICE PROVIDED THROUGH THE WEBSITE, OR THESE TERMS OF SERVICE MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED, TO THE FULLEST EXTENT PERMITTED BY LAW.
25. Binding Agreement
You and we agree, pursuant to the Electronic Signatures in Global and National Commerce Act, as it may be amended from time to time, to treat electronic tokens of assent from you and from us as binding expressions of assent by you and by us to contracts.
26. Severability
If any provision of these Terms of Service is adjudged by any court of competent jurisdiction to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Service will otherwise remain in full force and effect.
27. Waiver
The failure of Missing Piece Financials LLC to exercise or enforce any right or provision of these Terms of Service shall not operate as a waiver of such right or provision. Any waiver of these Terms of Service by Missing Piece Financials LLC must be in writing and signed by an authorized representative of Missing Piece Financials LLC.
28. Termination
Missing Piece Financials LLC may terminate these Terms of Service at any time, with or without notice, for any reason. The provisions of these Terms of Service that by their nature should survive termination shall survive termination, including without limitation provisions concerning ownership, disclaimers, limitation of liability, indemnification, dispute resolution, applicable law, and venue.
29. Relationship of the Parties
Nothing contained in these Terms of Service or your use of our website shall be construed to constitute either party as a partner, joint venturer, employee, agent, fiduciary, or professional advisor of the other party, nor shall either party hold itself out as such. Neither party has any right or authority to incur, assume, or create, in writing or otherwise, any warranty, liability, or other obligation of any kind, express or implied, in the name of or on behalf of the other party.
30. Entire Agreement
These Terms of Service constitute the entire agreement between you and Missing Piece Financials LLC and govern the terms and conditions of your use of the website, and supersede all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and Missing Piece Financials LLC with respect to this website.
Notwithstanding the foregoing, you may also be subject to additional terms and conditions, posted policies, including but not limited to the Privacy Policy, guidelines, or rules that may apply when you use the website or engage Missing Piece Financials LLC for services.
Missing Piece Financials LLC may revise these Terms of Service at any time by updating these Terms of Service and posting them on the website. Accordingly, you should visit the website and review these Terms of Service periodically to determine if any changes have been made. Your continued use of our website after any changes have been made to these Terms of Service signifies and confirms your acceptance of any such changes or amendments.
31. Contact Information
Questions about these Terms of Service should be sent to us at:
Missing Piece Financials LLC
Website: www.missingpiecefinancials.com
Email: privacy@missingpiecefinancials.com